Basic table of rates from January 2019

If you would like to pay more than 10% then you can.

Contribute up to 35% of your pensionable salary by making Employee Directed Contributions (EDCs), you can choose to do this on ‘MyChoice’.

You can also make regular or lump sum contributions at any time up to your full monthly earnings (less National Insurance and other deductions). These are known as Additional Voluntary Contributions (AVCs) and you can contribute anything up to 80%. The AVC cannot be calculated using this tool but please refer to the Pension Planner in your online account. You can choose to do this on ‘MyChoice’.

Investor Plan members with legacy arrangements continue unchanged until the agreed end date of those arrangements. Please note this is not reflected in this modeller.